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</o:shapelayout></xml><![endif]--></head><body bgcolor=white background="cid:image001.jpg@01CC5B28.919B3830" lang=EN-US link=blue vlink=purple><img src="cid:image001.jpg@01CC5B28.919B3830" v:src="cid:image001.jpg@01CC5B28.919B3830" v:shapes="_x0000_Mail" width=0 height=0 class=shape style='display:none;width:0;height:0'><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial","sans-serif";color:black'>Looking for other sources of funds to help defray the costs of attending this academic year?<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial","sans-serif";color:black'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-size:14.0pt;font-family:"Arial","sans-serif";color:black'>The Minnie Stevens Piper Foundation offers Educational Loans<o:p></o:p></span></b></p><p>A revolving fund totaling $2,500,000 with loans limited to amounts repaid to the fund by former borrowers. A total of approximately $350,000 is available yearly.<o:p></o:p></p><h1><span style='font-size:14.0pt'>Student Loan Program<o:p></o:p></span></h1><p>Loans are made to full-time students who are U.S. Citizens/Permanent Residents and Texas Residents attending Texas colleges or universities. <o:p></o:p></p><p>Undergraduate Juniors, Seniors enrolled in 12 hours or more<br>Graduate students enrolled in 9 hours or more <o:p></o:p></p><p>A maximum of $10,000 may be loaned to one student. Interest at the rate of 4.00% apr per annum is charged on the unsecured loans. <br>Payment is due one year after graduation. <br>Lump sum repayment may be made at any time, but a repayment schedule, providing up to four years after graduation, terminal degree, internship or specialization, may be available for complete liquidation of loans.<br>The student loan fund is the only operating program begun during the lifetime of the founders in 1951.<br>If you are interested in applying for a loan and meet the criteria, please download the <a href="http://www.everychanceeverytexan.org/funding/programs/slapplication.php">loan application</a>.<br>Or visit the Minnie Stevens Piper Foundation Educational Loan web site at <b><span style='font-size:14.0pt;font-family:"Arial","sans-serif";color:black'>http://www.everychanceeverytexan.org/funding/programs/studentloan.php</span></b><span style='font-size:11.0pt;font-family:"Arial","sans-serif";color:black'><o:p></o:p></span></p><div><p class=MsoNormal><span style='font-size:18.0pt;font-family:"Rage Italic";color:#365F91'>Maria del C. Ramos<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:9.0pt;font-family:"Century Gothic","sans-serif";color:#0D0D0D'>Director, Office of Financial Aid and Scholarships<br>Texas A&M University-Commerce<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:9.0pt;font-family:"Century Gothic","sans-serif";color:#0D0D0D'>PO Box 3011</span><span style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";color:#0D0D0D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:9.0pt;font-family:"Century Gothic","sans-serif";color:#0D0D0D'>Commerce, TX 75249-3011<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:9.0pt;font-family:"Century Gothic","sans-serif";color:#0D0D0D'>Phone: 903-886-5091<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:9.0pt;font-family:"Century Gothic","sans-serif";color:#0D0D0D'>Fax: 903-886-5098<br></span><b><span style='font-size:9.0pt;font-family:"Century Gothic","sans-serif";color:#365F91'>http://web.tamu-commerce.edu/<br></span></b><span lang=EN style='font-size:8.0pt;font-family:"Calibri","sans-serif";color:black'>“Most business men generally are so busy coping with immediate and piecemeal matters that there is a lamentable tendency to let the "long run" or future take care of itself. We often are so busy "putting out fires," so to speak, that we find it difficult to do the planning that would prevent those fires from occurring in the first place. As a prominent educator has expressed it, Americans generally "spend so much time on things that are urgent that we have none left to spend on those that are important."</span><span lang=EN style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p><p class=MsoNormal style='text-autospace:none'><span lang=EN style='font-size:8.0pt;color:black'> </span><i><span style='font-size:8.0pt;color:black'>Gustav Metzman<o:p></o:p></span></i></p><p class=MsoNormal><b><span style='font-size:9.0pt;font-family:"Century Gothic","sans-serif";color:#365F91'><o:p> </o:p></span></b></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";color:#A88420'>Please take a minute to complete our </span><span style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";color:#244061'><a href="http://web.tamu-commerce.edu/audience/onestopshop/"><span style='color:#244061'>We Care</span></a></span><span style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";color:#A88420'> survey online and let us know how we are doing!<o:p></o:p></span></p><p class=MsoNormal><b><span style='font-size:9.0pt;font-family:"Century Gothic","sans-serif";color:#365F91'><o:p> </o:p></span></b></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Century Gothic","sans-serif";color:#0D0D0D'><img border=0 width=85 height=85 id="Picture_x0020_1" src="cid:image004.png@01CC5B29.6F2ABB80" alt="Description: SpiritLogo.emf"><o:p></o:p></span></p></div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial","sans-serif"'><o:p> </o:p></span></p></div></body></html>