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<div class=Section1>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>Dear
Students:<o:p></o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>Beginning
November 1, you will be able to make payments to your account for the Spring
2010 Semester. We want to make you aware of two important changes.<o:p></o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>First,
beginning with the Spring Semester, 2010, students who are taking distance
learning courses <b>exclusively</b> will also pay an additional $165 if taking
six hours or more and $132.50 if taking less than six hours. In Fall
2005, the Texas A&M University System approved a distance education fee of
$120 per course. <o:p></o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>Although
students passed referenda granting the university the authority to charge $100
per semester for the Student Center Fee and the $65 for the Recreation Center
Fee, university officials felt it was important to keep charges to a minimum.
The <i>Texas Education Code</i> allows universities to waive certain fees if
students have little or no opportunity to benefit from the services funded with
these fees—<b>until </b>waiver of the fees begins to impact the debt service on
facilities. <o:p></o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>So
that we could improve access to higher education, we have added many online
courses and the impact has been significant. For example, this fall, the
university waived in excess of $300,000 that would have gone to pay for the
debt service for the student center and recreation center. We have reached a
point that we must begin charging these fees to cover our debt service. While
other universities have increased tuition costs, Texas A&M
University-Commerce has kept its tuition and fees at a minimum and is among the
lowest in the state. <b>The bottom line is that even with these additional
charges, your total cost is lower than most universities in the state and
significantly lower than for-profit distance education providers. <o:p></o:p></b></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>Secondly,
we realize that these are difficult economic times. <b>We are proud to announce
a change in our installment payment plan.</b> In the past, students must have
paid ½ of the total tuition and fees cost by the 20th class day. Effective
Spring 2010, students can choose to pay $100 prior to the first class day and ¼
of the remaining account balance by the 20th class day. The remaining balance
can then be made in three additional installments. The $17 processing fee for
installment plans will remain. <o:p></o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>Payment
due dates are:<o:p></o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoPlainText style='margin-left:.5in;text-indent:-.25in;mso-list:l1 level1 lfo2'><![if !supportLists]><span
style='font-size:11.0pt;font-family:Symbol'><span style='mso-list:Ignore'>·<span
style='font:7.0pt "Times New Roman"'>
</span></span></span><![endif]><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>January
15 or first day of attendance if registering after first class day--$100 + $17
processing fee<o:p></o:p></span></p>
<p class=MsoPlainText style='margin-left:.5in;text-indent:-.25in;mso-list:l1 level1 lfo2'><![if !supportLists]><span
style='font-size:11.0pt;font-family:Symbol'><span style='mso-list:Ignore'>·<span
style='font:7.0pt "Times New Roman"'>
</span></span></span><![endif]><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>February
15 (1/4 of account balance) <o:p></o:p></span></p>
<p class=MsoPlainText style='margin-left:.5in;text-indent:-.25in;mso-list:l1 level1 lfo2'><![if !supportLists]><span
style='font-size:11.0pt;font-family:Symbol'><span style='mso-list:Ignore'>·<span
style='font:7.0pt "Times New Roman"'>
</span></span></span><![endif]><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>March
5 (1/4 of remaining balance) <o:p></o:p></span></p>
<p class=MsoPlainText style='margin-left:.5in;text-indent:-.25in;mso-list:l1 level1 lfo2'><![if !supportLists]><span
style='font-size:11.0pt;font-family:Symbol'><span style='mso-list:Ignore'>·<span
style='font:7.0pt "Times New Roman"'>
</span></span></span><![endif]><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>April
1 (1/4 of remaining balance) <o:p></o:p></span></p>
<p class=MsoPlainText style='margin-left:.5in;text-indent:-.25in;mso-list:l1 level1 lfo2'><![if !supportLists]><span
style='font-size:11.0pt;font-family:Symbol'><span style='mso-list:Ignore'>·<span
style='font:7.0pt "Times New Roman"'>
</span></span></span><![endif]><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>April
21 (Final Payment)<o:p></o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>To
take advantage of this payment plan, please go to MyLeo and access the LeoPay
link. The plan will be available online by November 1.<o:p></o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>We
would like to remind all students that even if they do not qualify for need-
based financial aid that is subsidized by the federal government, <b>most
students will qualify for unsubsidized loans.</b> Undergraduate students may be
eligible for loans ranging from $3,500 - $12,500 per academic year. Graduate
students may be eligible for loans up to a maximum of $20,500 per academic
year.<o:p></o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>The
total amount that can be borrowed each semester is based on several factors
including, but not limited to, dependency status, grade level, and other aid
received. All student loan disbursements will be applied to a student’s account
after all processing requirements have been met. These loans have a 6.8% fixed
interest rate. Students may choose to either pay the interest monthly while
enrolled or have the interest capitalized. Students are not required to
make any payments on their student loans until six months after they graduate.
If you have any questions regarding the student loan application process, please
contact the Office of Financial Aid and Scholarships at (903) 886-5096 or at <a
href="mailto:FAO_WEB@tamu-commerce.edu">FAO_WEB@tamu-commerce.edu</a>.<o:p></o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>A
Free Application for Federal Student Aid (FAFSA) must be completed by all
undergraduate and graduate students to receive unsubsidized student loans. Our
staff is available to assist you with this process and to answer any questions
you may have. Please attend one of our information sessions scheduled:<o:p></o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoPlainText style='margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo4'><![if !supportLists]><span
style='font-size:11.0pt;font-family:Symbol'><span style='mso-list:Ignore'>·<span
style='font:7.0pt "Times New Roman"'>
</span></span></span><![endif]><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>October
27 from 3:00-4:00 p.m. (SRSC 233B/Innovation)<o:p></o:p></span></p>
<p class=MsoPlainText style='margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo4'><![if !supportLists]><span
style='font-size:11.0pt;font-family:Symbol'><span style='mso-list:Ignore'>·<span
style='font:7.0pt "Times New Roman"'>
</span></span></span><![endif]><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>November
10 from 2:00-3:00 p.m. (Welcome Center, Student Access and Success Center) <o:p></o:p></span></p>
<p class=MsoPlainText style='margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo4'><![if !supportLists]><span
style='font-size:11.0pt;font-family:Symbol'><span style='mso-list:Ignore'>·<span
style='font:7.0pt "Times New Roman"'>
</span></span></span><![endif]><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>November
19 from 3:00-4:00 p.m. (SRSC 213C)<o:p></o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoPlainText><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>We
feel honored that you have chosen Texas A&M University-Commerce and we are
dedicated to serving you. Please do not hesitate to contact us is we can
ever be of any assistance. <o:p></o:p></span></p>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal><span style='font-size:9.0pt'>Mary W. Hendrix, Ph.D.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:9.0pt'>Vice-President for Student
Access & Success<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:9.0pt'>Texas A&M
University-Commerce<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:9.0pt'>P.O. Box 3011<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:9.0pt'>Commerce, TX 75429<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:9.0pt'>903.468.8706<o:p></o:p></span></p>
<p class=MsoNormal><i><span style='font-size:8.0pt;font-family:"Harlow Solid Italic"'>“You
make a living by what you get, but you make a life by what you give.” Winston
Churchill<o:p></o:p></span></i></p>
<p class=MsoNormal><img border=0 width=89 height=89 id="Picture_x0020_1"
src="cid:image003.png@01CA56E7.A76A8310" alt="StudentAccess&Success Email"><o:p></o:p></p>
<p class=MsoNormal><o:p> </o:p></p>
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