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<p>Are you a Texas Employee approaching retirement? You are eligible to receive, at NO COST to you, a Retirement and/or Estate planning review with a Planning Specialist. </p>
<p><img src="https://img1.wsimg.com/isteam/ip/f0c5b8d4-d68a-425f-8a7d-8775516924de/400JpgdpiLogo.jpg/:/cr=t:10.23%25,l:0%25,w:100%25,h:79.54%25/rs=w:515,h:234,cg:true" /></p>
<h4>Two Questions You Need To Answer:</h4>
<p><b>1. Have you reviewed your Three Tiered Retirement Income Estimate(Annuity Income) in the last 12 months? - We can run a retirement income estimate for you ...</b></p>
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<li>ERS/TRS<span style="background:white"><span style="color:#201f1e"><span style="tab-stops:list .5in"><span style="vertical-align:baseline"><span style="font-size:12.0pt"> Income Payout Options</span></span></span></span></span></li>
<li><span style="background:white"><span style="color:#201f1e"><span style="tab-stops:list .5in"><span style="vertical-align:baseline"><span style="font-size:12.0pt">403b/Deferred Compensation Income Distribution Options (and the impact of taxes on the those decisions)</span></span></span></span></span></li>
<li><span style="background:white"><span style="color:#201f1e"><span style="tab-stops:list .5in"><span style="vertical-align:baseline"><span style="font-size:12.0pt">Social Security (Maximize Your Social Security)</span></span></span></span></span></li>
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<p><b><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__track.govresource.com_z.z-3Fl-3DaHR0cHM6Ly9nby5vbmNlaHViLmNvbS9NeUdvdlVuaXZlcnNpdHk-253d-26j-3D376944912-26e-3D17356-26p-3D1-26t-3Dh-26738365975B0C4885B73BFF20780E576E-26h-3D14befbc0c5cd200de75a9c2baf1188f3&d=DwMBaQ&c=oqyuZuih6ykib6aKiBq22_bich4AVfYGoLertJN0bEc&r=hjwEO_XYlnwAQWUGeaCrW47w4mK-Al28-BKyRvaivBs&m=2T-CSx0w9-Mibt-LjhOYAurtZ5TL85CBZDPqDMxlbnW8rY7bEl9zWZxfkBZM1sYb&s=W99luy8TfKMvFDK3sawzT0rtQ-MUicawKBrDq4xIqUo&e=" rev="en_rl_none">Book Your Complimentary Review Here</a></b></p>
<p><b>2. Are Your Beneficiary Designations Updated (Life Insurance/Pension/403B/457)? Are they coordinated with your Will? - We have State (Will and Trust) "Attorney Drafted" Software that can help you....</b></p>
<p>We Have Professionals That Can Help Answer These and other Financial Questions</p>
<p> </p>
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<div style="font: inherit; background-color: rgb(255, 255, 255); color: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;"><strong>When was the last time you reviewed your Beneficiary Arrangements?</strong></div>
<div style="font: inherit; background-color: rgb(255, 255, 255); color: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;"> </div>
<div style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;"><span style="font-size: inherit; background-color: rgb(255, 255, 255); font-family: inherit;">Is your </span>ERS/TRS<font color="#6c7680" face="Lato, sans-serif"><span style="font-size: 14px; background-color: rgb(245, 233, 247);"> </span></font><font face="inherit" style="font-size: inherit; background-color: rgb(255, 255, 255);">pension survivor, 401(k),403b/457, unused leave, and Group Life Insurance Beneficiaries Coordinated? and are they integrated with your will?</font></div>
<div style="font: inherit; background-color: rgb(255, 255, 255); color: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;"> </div>
<div style="font: inherit; background-color: rgb(255, 255, 255); color: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;">Is your will updated? Have you reviewed it in the last 12 months? <span style="color:#000000;">Do you have a will?</span></div>
<div style="font: inherit; background-color: rgb(255, 255, 255); color: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;"> </div>
<div style="font: inherit; background-color: rgb(255, 255, 255); color: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;">If you were incapacitated, who would handle urgent financial matters? </div>
<div style="font: inherit; background-color: rgb(255, 255, 255); color: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;"> </div>
<div style="font: inherit; background-color: rgb(255, 255, 255); color: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;">If Healthcare decisions are needed, who decides?</div>
<div style="font: inherit; background-color: rgb(255, 255, 255); color: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;"> </div>
<div style="font: inherit; background-color: rgb(255, 255, 255); color: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;">What Happens next? (When You Are Gone). The answer will be either the government's plan called Probate or having a customized plan you control called a Revocable Living Trust. </div>
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<div style="font: inherit; background-color: rgb(255, 255, 255); color: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;">Completing your Will & Trust documents doesn't have to be complicated, confusing, or expensive. If you would like to discuss this further, please contact us below or schedule a no cost consultation with a financial professional and Legacy Lock Licensee with access to Attorney Drafted Documents.</div>
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<div style="font: inherit; background-color: rgb(255, 255, 255); color: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;">Complete this Form <a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__track.govresource.com_z.z-3Fl-3DaHR0cHM6Ly9hcHAuc21hcnRzaGVldC5jb20vYi9mb3JtL2E2YTkyMzU3ZWM3NDRkMjM5MjFlMzdiNTliNjUzOTZk-26j-3D376944912-26e-3D17356-26p-3D1-26t-3Dh-26738365975B0C4885B73BFF20780E576E-26h-3Dc4c132c9993f0848f2e99ba44f09ee15&d=DwMBaQ&c=oqyuZuih6ykib6aKiBq22_bich4AVfYGoLertJN0bEc&r=hjwEO_XYlnwAQWUGeaCrW47w4mK-Al28-BKyRvaivBs&m=2T-CSx0w9-Mibt-LjhOYAurtZ5TL85CBZDPqDMxlbnW8rY7bEl9zWZxfkBZM1sYb&s=Uwzk76IdKqnqmimiwc8D0D1n6K4fve_OMxX6O56kJlk&e=">Gov Employee Estate Planning</a> or call us at 888.373.2150 and receive a complimentary Estate Planning Handbook Guide</div>
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<div style="font: inherit; background-color: rgb(255, 255, 255); color: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;">Estate Planning (Documents) For Everyone.....</div>
<div style="font: inherit; background-color: rgb(255, 255, 255); color: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;"> </div>
<div style="font: inherit; background-color: rgb(255, 255, 255); color: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;"><strong>Our Legal System is expensive but protecting your family shouldn't be. Many people don't have an estate plan because they can't justify many hours of attorney fees.</strong></div>
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<p style="font-size: 12pt; background-color: rgb(255, 255, 255); color: rgb(32, 31, 30); font-family: calibri, arial, helvetica, sans-serif;">We have partnered with <a data-auth="NotApplicable" data-linkindex="4" href="https://urldefense.proofpoint.com/v2/url?u=https-3A__track.govresource.com_z.z-3Fl-3DaHR0cDovL3d3dy5teWxlZ2FjeWxvY2suY29tL2ZyZWVfdHJpYWwucGhwP2E9Z292cmVzb3VyY2U-253d-26j-3D376944912-26e-3D17356-26p-3D1-26t-3Dh-26738365975B0C4885B73BFF20780E576E-26h-3Da36e821e1d65619ee8c5bedfd4b5f2bc&d=DwMBaQ&c=oqyuZuih6ykib6aKiBq22_bich4AVfYGoLertJN0bEc&r=hjwEO_XYlnwAQWUGeaCrW47w4mK-Al28-BKyRvaivBs&m=2T-CSx0w9-Mibt-LjhOYAurtZ5TL85CBZDPqDMxlbnW8rY7bEl9zWZxfkBZM1sYb&s=36S1IBREl9B4Qe1Kvf1SLbHslvVcnQfWFjbCByIsHRs&e=" rel="noreferrer noopener" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;" target="_blank">MyLegacyLock.com</a> to solve this problem. Because everyone should have access to affordable Estate Planning.</p>
<p style="font-size: 12pt; background-color: rgb(255, 255, 255); color: rgb(32, 31, 30); font-family: calibri, arial, helvetica, sans-serif;"> </p>
<div class="conf-creation-landing-about-type" style="font-size: 16px; background-color: rgb(255, 255, 255); color: rgb(43, 55, 77); font-family: Graphik; box-sizing: border-box; border: 0px; margin: 0px; padding: 0px 0px 10px;">If you would like more information and cannot click the link above, please email us at <a href="mailto:info@govresource.com">info@</a><a href="mailto:info@mygovuniversity.com ">mygovuniversity.com</a> Subject line - <u>Retirement </u>or <u>Estate</u> and we will contact you to schedule. You can also call us at 888.373.2180 and request a virtual meeting to discuss your retirement and estate planning.</div>
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