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<div style="direction: ltr;font-family: Tahoma;color: #000000;font-size: 10pt;">Hello Students,
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<div>If any of you are interested in this, please reach out to me or Dr. Gomez. Please see below. </div>
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<font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Open Sans,serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;">SFE&PD trains the Student Ambassadors in personal financial concepts to enable them to lead and
teach engaging financial classes to fellow students. Our Ambassadors are mentored by business school professors and SFE&PD to help them create their own lessons plans for interactive workshops and presentations. In this way, the students develop leadership
skills and act as champions of financial literacy on their college campuses. Student Ambassadors coordinate educational events, teach financial literacy classes, and develop programs to reach their peers. Financial workshops include topics of interest to college
students: credit management, student loan management, budgeting, saving and investing, and financial goal setting.</span></font></span></font></div>
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<font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Open Sans,serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;">SFE&PD appreciates the generous support of corporate sponsors and donors who fund the Student Ambassador
Project so that students gain financial skills that can last a lifetime. As word of our engaging student-centered project grows, universities continue to contact us to ask to start a Student Ambassador Program at their schools. </span></font></span></font></div>
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<div align="center" style="text-align: center; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><b><font face="Arial,sans-serif">SFE&PD Student Ambassador Program Goals:</font></b></span></font></div>
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<div style="margin: 0px 0px 18pt;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Segoe UI Symbol,sans-serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;">❖</span></font><font face="Open Sans,serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;"> Infuse
financial literacy into college students’ education through peer-to-peer learning,</span></font><font face="Open Sans,serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;"><br>
</span></font><font face="Segoe UI Symbol,sans-serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;">❖</span></font><font face="Open Sans,serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;"> Expand the impact of SFE&PD and its partners’
financial education programs,</span></font><font face="Open Sans,serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;"><br>
</span></font><font face="Segoe UI Symbol,sans-serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;">❖</span></font><font face="Open Sans,serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;"> Establish lasting financial literacy programs
on HBCU campuses,</span></font><font face="Open Sans,serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;"><br>
</span></font><font face="Segoe UI Symbol,sans-serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;">❖</span></font><font face="Open Sans,serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;"> Empower students to make good financial decisions,</span></font><font face="Open Sans,serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;"><br>
</span></font><font face="Segoe UI Symbol,sans-serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;">❖</span></font><font face="Open Sans,serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;"> Increase college & university retention/graduation
rates,</span></font><font face="Open Sans,serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;"><br>
</span></font><font face="Segoe UI Symbol,sans-serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;">❖</span></font><font face="Open Sans,serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;"> Reduce student loan defaults, and</span></font><font face="Open Sans,serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;"><br>
</span></font><font face="Segoe UI Symbol,sans-serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;">❖</span></font><font face="Open Sans,serif" size="4" color="#0A0606"><span style="font-size: 13.5pt;"> Change the financial behavior of communities
at large</span></font></span></font></div>
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<div style="margin: 0px;"><font face="Times New Roman,serif" size="2"><span style="font-size: 10pt;"><b><font face="Arial,sans-serif" color="#0A0606">Participating Colleges/Universities</font></b></span></font></div>
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<div style="text-indent: -18pt; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Symbol" size="2" color="#0A0606"><span style="font-size: 10pt;">·</span></font><font face="Symbol" color="#0A0606"> </font><font face="Arial,sans-serif" color="#0A0606">Alabama
A&M University</font></span></font></div>
<div style="text-indent: -18pt; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Symbol" size="2" color="#0A0606"><span style="font-size: 10pt;">·</span></font><font face="Symbol" color="#0A0606"> </font><font face="Arial,sans-serif" color="#0A0606">Bennett
College</font></span></font></div>
<div style="text-indent: -18pt; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Symbol" size="2" color="#0A0606"><span style="font-size: 10pt;">·</span></font><font face="Symbol" color="#0A0606"> </font><font face="Arial,sans-serif" color="#0A0606">Bowie
State University</font></span></font></div>
<div style="text-indent: -18pt; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Symbol" size="2" color="#0A0606"><span style="font-size: 10pt;">·</span></font><font face="Symbol" color="#0A0606"> </font><font face="Arial,sans-serif" color="#0A0606">Florida
Memorial University</font></span></font></div>
<div style="text-indent: -18pt; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Symbol" size="2" color="#0A0606"><span style="font-size: 10pt;">·</span></font><font face="Symbol" color="#0A0606"> </font><font face="Arial,sans-serif" color="#0A0606">Grambling
State University </font></span></font></div>
<div style="text-indent: -18pt; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Symbol" size="2" color="#0A0606"><span style="font-size: 10pt;">·</span></font><font face="Symbol" color="#0A0606"> </font><font face="Arial,sans-serif" color="#0A0606">Howard
University</font></span></font></div>
<div style="text-indent: -18pt; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Symbol" size="2" color="#0A0606"><span style="font-size: 10pt;">·</span></font><font face="Symbol" color="#0A0606"> </font><font face="Arial,sans-serif" color="#0A0606">Jackson
State University</font></span></font></div>
<div style="text-indent: -18pt; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Symbol" size="2" color="#0A0606"><span style="font-size: 10pt;">·</span></font><font face="Symbol" color="#0A0606"> </font><font face="Arial,sans-serif" color="#0A0606">Medgar
Evers College</font></span></font></div>
<div style="text-indent: -18pt; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Symbol" size="2" color="#0A0606"><span style="font-size: 10pt;">·</span></font><font face="Symbol" color="#0A0606"> </font><font face="Arial,sans-serif" color="#0A0606">Miles
College</font></span></font></div>
<div style="text-indent: -18pt; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Symbol" size="2" color="#0A0606"><span style="font-size: 10pt;">·</span></font><font face="Symbol" color="#0A0606"> </font><font face="Arial,sans-serif" color="#0A0606">North
Carolina A&T University</font></span></font></div>
<div style="text-indent: -18pt; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Symbol" size="2" color="#0A0606"><span style="font-size: 10pt;">·</span></font><font face="Symbol" color="#0A0606"> </font><font face="Arial,sans-serif" color="#0A0606">North
Carolina Central University</font></span></font></div>
<div style="text-indent: -18pt; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Symbol" size="2" color="#0A0606"><span style="font-size: 10pt;">·</span></font><font face="Symbol" color="#0A0606"> </font><font face="Arial,sans-serif" color="#0A0606">South
Carolina State University</font></span></font></div>
<div style="text-indent: -18pt; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Symbol" size="2" color="#0A0606"><span style="font-size: 10pt;">·</span></font><font face="Symbol" color="#0A0606"> </font><font face="Arial,sans-serif" color="#0A0606">Southern
University and A&M College</font></span></font></div>
<div style="text-indent: -18pt; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Symbol" size="2" color="#0A0606"><span style="font-size: 10pt;">·</span></font><font face="Symbol" color="#0A0606"> </font><font face="Arial,sans-serif" color="#0A0606">Southern
University at New Orleans</font></span></font></div>
<div style="text-indent: -18pt; margin: 0px;"><font face="Times New Roman,serif" size="3"><span style="font-size: 12pt;"><font face="Symbol" size="2" color="#0A0606"><span style="font-size: 10pt;">·</span></font><font face="Symbol" color="#0A0606"> </font><font face="Arial,sans-serif" color="#0A0606">The
University of the District of Columbia</font></span></font></div>
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<div style="margin:0px"><font face="Calibri,sans-serif" size="4" color="#00386C"><span style="font-size:13.5pt"><b>Srinivas Nippani, Ph.D.</b></span></font></div>
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<div style="margin:0px"><font face="Calibri,sans-serif" size="3" color="#4F5352"><span style="font-size:12pt"><i>Regents Professor of the Texas A&M University System and Professor of finance</i></span></font></div>
<div style="margin:0px"><font face="Calibri,sans-serif" color="#4F5352"><i>Faculty Coordinator for MSF and BBA Finance programs</i></font></div>
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<div style="margin:0px"><font face="Calibri,sans-serif" size="3" color="#4F5352"><span style="font-size:12pt">Accounting and Finance | McDowell Administration Building, BA 225 (Department Office)</span></font></div>
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<div style="margin:0px"><font face="Calibri,sans-serif" size="3" color="#4F5352"><span style="font-size:12pt">P</span></font><font face="Calibri,sans-serif" size="3" color="#4F5352"><span style="font-size:12pt">: 903.886.5659; Email: Sri.Nippani@tamuc.edu</span></font></div>
<div style="margin:0px"><font face="Calibri,sans-serif" size="3" color="#4F5352"><span style="font-size:12pt">Texas A&M University-Commerce, Commerce, TX 75429</span></font></div>
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